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About author(s):Michael Quan is a personal finance blogger, financial coach, and podcaster based in San Diego, California. His company Financially Alert is on a mission to spread financial literacy and wealth creation strategies to all who seek it. Michael achieved F.I.R.E. (Financial Independence, Retirement Early) at the age of thirty-six through a combination of saving and investing, entrepreneurship, and real estate investing. When not helping others, he enjoys spending quality time with his wife and two children.